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First Time Home Buyer?

How To Buy Your Dream Home Step By Step!

Essential South Florida real estate purchasing knowledge curated by licensed realtor Elena Stazhkova.

South Florida Home Buying Guide: From Offer to Keys
Step 1

South Florida Home Buying Guide: From Offer to Keys

Hello. If you are planning to purchase real estate, I will guide you through the entire process—from the first step to the moment you receive the keys to your new home. We will go through each stage...

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Mortgage Pre-Approval & Proof of Funds
Step 2

Mortgage Pre-Approval & Proof of Funds

Hello. Today we will go over the first and most important step when purchasing real estate—confirming your financial readiness. Without this, you will not be able to make a competitive offer and qui...

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How to Choose a Realtor in Miami: MLS Access etc.
Step 3

How to Choose a Realtor in Miami: MLS Access etc.

Hello. Today we will talk about choosing a realtor—a specialist who will accompany you at every stage of the transaction and help you make the right decisions. The quality of the realtor’s work dire...

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How to Submit an Offer: Contract & Escrow
Step 4

How to Submit an Offer: Contract & Escrow

Hello. Today we will go over one of the key moments of the transaction—the submission of an offer to purchase real estate. This is a stage where you need to act quickly, competently, and with consid...

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Home Inspection: Types, Reports and Options
Step 5

Home Inspection: Types, Reports and Options

Hello. At this stage you have already made an offer to purchase real estate, it has been accepted, and now one of the most important processes begins—the inspection of the property. This is a check ...

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Approval: Loan Estimate, Rate Lock & Appraisal
Step 6

Approval: Loan Estimate, Rate Lock & Appraisal

Hello. After your offer is accepted and the inspection is completed, the next important stage begins—obtaining final loan approval. At this step, the bank checks not only your ability to pay, but al...

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Final Step to Ownership: Closing Costs (1–5%)
Step 7

Final Step to Ownership: Closing Costs (1–5%)

Hello. Today we will go over the final stage of purchasing real estate—the closing. At this step you have already completed all checks, obtained loan approval, and are ready for the transfer of owne...

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